Texas contractor insurance

Contractor Insurance Specialists

With over 40 years in construction insurance, we provide tailored solutions to protect your projects and your business. Our specialized knowledge means you get the coverage you need—without compromise.

About Us

Your Construction Insurance Partners

With over 40 years in construction insurance, Texas Contractor Insurance is dedicated to protecting contractors and construction businesses with specialized coverage. Our deep industry knowledge allows us to understand the unique challenges contractors face, ensuring our clients get tailored solutions that truly fit their needs. We offer access to exclusive insurance programs that save our clients money while maximizing their protection. From risk management to cost savings, our team is committed to providing top-quality service and guidance. Partner with us to secure your business and safeguard your future in construction.

Our Edge in Construction Insurance

Construction Niche

We have 40 experience in construction insurance. Our expertise helps contractors and construction owners know they are well-protected.

Markets & Programs

Our market access and exclusive programs save thousands of dollars for contractors and construction businesses we insure.

Better Value

For the money you spend on insurance, you deserve the best value in the marketplace. Our market knowledge will guide you to the best product and best price.

Our Value

Our Commitment to Your Success

We are dedicated to providing contractors with the best insurance solutions to protect their business and future. Our expertise ensures you receive optimal coverage at the best value, every time.

Our Vision

To be the trusted partner for contractors, offering innovative insurance solutions that protect their business and drive long-term success.

Our Mission

We provide contractors with tailored insurance solutions, offering the best protection and value. Our goal is to simplify the process and ensure your business’s success.

Our Motto

Providing contractors with the protection they deserve. Securing their business and future with trusted insurance solutions.

Meet Our Team

Meet the Experts Behind Your Coverage

Craig Rekerdres

Craig Rekerdres has been an agency principal since 1986. He earned his insurance license in high school and started building his own book of business right out of college. Over the past 35 years he’s insured a large number of North Texas general contractors and artisans, as well as international Builders Risk program and Owner Controlled Insurance Programs.

David Rekerdres

Over the past 12 years David has immersed himself in commercial insurance…earning his CPCU designation, mastering industry-specific coverage, and providing best-practice risk management. David helps contractors implement methods and processes that lower insurance costs.

Dan Fagan

Dan Fagan has served as underwriter, marketing rep, and territory leader for major insurance companies like Travelers and Zurich. Dan has advanced knowledge of the carrier-side of insurance, and leverages that experience for better pricing and coverage for customers.

Faqs

Commonly Asked Questions

What insurance coverages do contractors need to consider?

Several coverage elements apply to construction businesses. A few key coverages would be General Liability, Equipment, Auto Liability, and Workers Comp. General Liability covers bodily injury and property damage to a third party. This often applies to a contractors ‘ongoing operations’ or ‘completed operations’…where a third party experiences damage and the contractor is at fault. Contractor’s equipment is covered by the Inland Marine policy, which may include leased or rented items. Auto Liability, for contractors, is a significant exposure and good auto coverage is critical. Workers Comp protects your employees in the event they suffer an on the job injury.

There are lots of strategies for contractors to consider as they aim for lower costs. Certain construction classes (roofing, demolition, rigging, etc) can increase risk and raise the rate. Residential vs commercial type of work being done can influence the rate. Market wide trends may cause carriers to be less competitive, and there are also situations where carriers want to build volume and offer lower rates. So much goes in to getting better pricing…which is exactly why our expertise comes in handy for construction owners.

Contractors who aim for better coverage and lower premiums should focus their attention on risk management efforts. Employee safety and a strong safety culture is crucial for establishing better Workers Comp premiums. Jobsite security allows Builders Risk programs to be more cost effective. And strong fleet safety programs are becoming a requirement for competitive auto insurance premiums. Reach out to our office if you would like further instruction on these items and more.

Contact Us

Reach out for a free quote, or any other questions concerning construction risks.

Have questions or need a free quote? Our team is ready to assist with all your construction insurance needs. Reach out today and get expert advice tailored to your business.

Save Money & Improve Your Coverage

Video Resources

Insurance Insights: Watch & Learn

How to Catch Mistakes on Your Insurance Audit

What Is the Experience Modifier?

Guide to Understanding Contractors’ Insurance Requirements

Insurance Audits for the Construction Industry

Examining the Construction Labor Shortage

Understanding Insurance Case Law That Can Impact Your Claim

Why Choose Us?

Few reasons for people choosing Us

With over 40 years of industry experience, we offer tailored insurance solutions that meet the unique needs of contractors. Our exclusive programs save you money while providing top-tier protection.

Expertise in Construction Insurance

Over 40 years of experience ensuring contractors get the right coverage.

Cost-Saving Programs

Exclusive programs that save you money while maintaining top protection.

Tailored Solutions for Your Needs

Customized insurance plans designed specifically for the construction industry.

1000+ Safety & HR Resources for FREE. Watch the Video.

Construction Trends For 2022-2025. A concise guide that outlines 10 trends for the next 3 years.

Direct download from the link at the bottom of the page. No opt-in or personal data is required.

For an even better resource for your construction firm, please watch the video.

Get Quote

35 Years Insuring Contractors